So Much For “Patient Privacy”…….
The Obama Administration has been getting hammered recently for their lack of preparation in the lead-up to the “official” roll-out of The Great and Powerful Obamacare on January 1, 2014.
A mere 100 days before people are supposed to start signing up to be in the government exchanges, the administration finally decided it might be time to put up a hotline for people to get more information about what it’s all about, and what they need to do.
Wanting to be helpful (no, really - I just wanted to see how efficiently my tax dollars are being used; being a pest was merely a happy little added benefit), I decided to give the folks at the hotline a call (1-800-318-2596) and see just how much help they were going to be to the unsuspecting Low Information Voter (LIV) who decided they wanted to throw some extra money the government’s way (remember, the Supreme Court said that the government cannot force the citizenry to purchase ANYTHING).
Let me just start out by saying that if the young ladies I spoke with are any indication, Obamacare is one big implosion just waiting to happen.
There are currently 30-35 states (out of 50) who took the SCOTUS at their word, and chose not to “take advantage” of the government’s poison pill for setting up their own exchanges. So Obama’s team gets to set up exchanges in those 30-35 states (have fun with that, m’kay guys?).
Guess who has no idea who is going to be running the exchanges in those states? Or how much a basic policy is going to cost? Or who is going to be paying the difference between the amount a “low-income” person will have to pay and the cost of the policy? (I neglected to point out that any exchange run by the federal government will not be eligible for the subsidies promised by the President and Congress, as expressly written in the bill – didn’t want anyone’s head to explode)
The first young lady told me that “nobody” has to pay that difference – the insurance company would be paying it. When I tried to explain to her that the insurance company most definitely DOES NOT pay for a person’s policy, she tried her best to convince me that oh, yes, they do……
These people have no idea what a bare bones policy will cost – only that there will be a Bronze, Silver, Gold, and Platinum level of coverage. They don’t know what the deductibles are going to be, nor do they know what the co-pays will be. They have no idea how much of a percentage of a family’s income will be required to be shelled out for a policy premium – even though it is spelled out in black and white in the original legislation.
(She helpfully informed me that the insurance company had to pay “80/20″, but I had to inform her that the number she was quoting – per what I can only guess she was reading verbatim off of the screen in front of her – referred to the amount that had to be paid out by the company in health care costs vs. administrative costs, and had nothing to do with the cost of individual policies whatsoever).
I guess I flustered the first sweet young thing too much with my desire for explicit answers, because I was asked if I wanted to speak to an “escalation specialist” - I guess that’s the new customer-friendly term for a supervisor. MORE